:root{--navy:#1F3864;--blue:#2E75B6;--ink:#1a2230;--muted:#5b6675;--line:#e3e8ef;--bg:#f7f9fc;--card:#fff;--chip:#eef2f7}
*{box-sizing:border-box}body{margin:0;font-family:-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.62}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}
header.site{background:var(--navy);color:#fff;padding:13px 22px;display:flex;align-items:center;gap:16px;flex-wrap:wrap;position:sticky;top:0;z-index:10}
header.site .brand{font-weight:700;font-size:16px;color:#fff}header.site nav a{color:#cdd8ea;font-size:14px;margin-right:14px}
header.site .spacer{margin-left:auto}
.wrap{max-width:1000px;margin:0 auto;padding:22px 22px 60px}
.crumb{font-size:12px;color:var(--muted);margin:8px 0 12px}
h1{font-size:28px;color:var(--navy);margin:6px 0 4px;line-height:1.2}
h2{font-size:19px;color:var(--navy);border-bottom:2px solid var(--line);padding-bottom:6px;margin:30px 0 12px}
.sub{color:var(--muted);font-size:14px;margin-bottom:8px}
.tags{display:flex;flex-wrap:wrap;gap:8px;margin:12px 0}.tag{background:var(--chip);border:1px solid var(--line);border-radius:20px;padding:3px 12px;font-size:12.5px;color:#374356}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:10px;margin:14px 0}
.kpi{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:11px 13px}
.kpi .l{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.03em}.kpi .v{font-size:19px;font-weight:700;color:var(--navy);margin-top:2px}
table{border-collapse:collapse;width:100%;font-size:14px;background:var(--card);border:1px solid var(--line);border-radius:10px;overflow:hidden}
th,td{text-align:left;padding:8px 11px;border-bottom:1px solid var(--line);vertical-align:top}th{background:#f0f4f9;color:var(--navy);font-size:12.5px}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 18px;margin:14px 0}
.hint{color:var(--muted);font-size:12.5px}
.cta{background:linear-gradient(180deg,#1F3864,#2E75B6);color:#fff;border-radius:12px;padding:20px 22px;margin:22px 0}
.cta h3{margin:0 0 6px;font-size:18px;color:#fff}.cta p{margin:0 0 12px;color:#dbe6f5;font-size:14px}
.btn{display:inline-block;background:#fff;color:var(--navy);font-weight:700;padding:10px 17px;border-radius:8px;font-size:14px;margin:4px 8px 4px 0;cursor:pointer;border:none}
.btn.ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.55)}
.peers{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}.peers a{background:var(--chip);border:1px solid var(--line);border-radius:8px;padding:5px 10px;font-size:13px}
.foot{color:#8a94a3;font-size:12px;border-top:1px solid var(--line);margin-top:34px;padding-top:14px}
.badge{display:inline-block;font-size:11px;font-weight:700;border-radius:6px;padding:2px 8px;background:var(--chip);color:var(--navy)}
.warn{color:#c0392b;font-weight:700}
ul.cols{columns:2;font-size:14px}@media(max-width:640px){ul.cols{columns:1}}
.lead{background:#eef4fb;border:1px solid #cfe0f4;border-radius:12px;padding:16px 18px;margin:18px 0}
.lead h3{margin:0 0 4px;font-size:16px;color:var(--navy)}.lead p{margin:0 0 10px;font-size:13.5px;color:var(--muted)}
.lead form{display:flex;gap:8px;flex-wrap:wrap}
.lead input[type=email]{flex:1;min-width:200px;padding:10px 12px;border:1px solid var(--line);border-radius:8px;font-size:14px}
.lead button{background:var(--blue);color:#fff;border:none;border-radius:8px;padding:10px 16px;font-weight:700;font-size:14px;cursor:pointer}
.lead .ok{color:#16a34a;font-weight:700;font-size:14px}
.jbar{display:inline-block;width:38px;height:6px;background:#eef2f7;border-radius:3px;overflow:hidden;vertical-align:middle;margin-right:6px}
@media print{header.site,.cta,.lead,.peers,.crumb,.tearsheet-btn{display:none!important}body{background:#fff}.wrap{max-width:100%}}